Last updated 27 July 2026
1. Acceptance
By accessing therestfulledger.com, referred to as the site, you agree to these terms. If you do not agree to them, do not use the site.
2. Nature of the material
The site publishes general editorial analysis on personal capacity, career strategy, and decision making frameworks. It is provided for information only. It does not constitute medical, psychological, financial, legal, or professional advice, and no professional relationship is created by reading it or by corresponding with us.
Frameworks published here, including the ledger assessment and the eight account audit, are editorial tools. They are not diagnostic instruments, they have not been clinically validated, and no result they produce should be treated as an assessment of your health.
3. Your responsibility for decisions
Decisions you make after reading this material are yours. You are responsible for evaluating whether anything published here applies to your circumstances, and for obtaining qualified professional guidance where your circumstances warrant it.
4. Intellectual property
All content on the site, including text, design, layout, graphics, and the frameworks and vocabulary presented, is owned by The Restful Ledger or licensed to it, and is protected by copyright and other applicable law.
You may read, print, and share links to the material for personal, non commercial use. You may quote a short extract with attribution and a link to the original page. You may not republish material in full, sell or sublicense it, use it to train a machine learning model without written permission, or present it as your own work.
5. Acceptable use
You agree not to use the site to break any law, to attempt unauthorised access to any part of it or its infrastructure, to introduce malicious code, to scrape it in a manner that places unreasonable load on it, or to interfere with another person's use of it.
6. Newsletter and email
Submitting an email address requests the newsletter described on the relevant page. You may unsubscribe at any time using the link in any message. We may remove an address from the list at our discretion, including where messages persistently bounce.
7. External links
The site links to third party websites. Those links are provided for convenience. We do not control third party sites and are not responsible for their content, their accuracy, or their privacy practices. A link is not an endorsement.
8. Affiliate arrangements
Some outbound links may be affiliate links, meaning a commission may be earned on a qualifying purchase at no additional cost to you. Where this applies, it is disclosed. See the disclaimer for full detail.
9. Availability
The site is provided as is and as available. We do not warrant that it will be uninterrupted, error free, or free of harmful components, and we may modify, suspend, or discontinue any part of it without notice.
10. Limitation of liability
To the fullest extent permitted by law, The Restful Ledger is not liable for any indirect, incidental, consequential, or punitive loss arising from your use of the site or reliance on its content, including loss of profit, revenue, data, or goodwill. Nothing in these terms excludes liability that cannot lawfully be excluded.
11. Indemnity
You agree to indemnify The Restful Ledger against claims, losses, and reasonable costs arising from your breach of these terms or your misuse of the site.
12. Changes
These terms may be revised. The date at the top of this page reflects the current version. Continued use of the site after a revision indicates acceptance of it.
13. Severability
If any provision of these terms is found unenforceable, the remaining provisions continue in full effect.
14. Contact
Questions about these terms can be sent to contact@therestfulledger.com.